Who Else Wants To Be Freer, Happier, and Wealthier?
by Finnian Kelly
There’s a strong chance you’re not as wealthy as you could be – and it’s not fair.
You work hard, you’re earning a good income, and you’re doing your best to do things ‘right’. You have big dreams for your life, but your money won’t play ball – and it’s frustrating.
There’s a part of you that feels you ‘should’ know better. You’re smart and highly accomplished in your career. It’s why you feel embarrassed – even a little ashamed over your money situation. You feel you should be further ahead than you are and you often wonder what you’ve got to show for the money you’ve earned. You blame yourself. You know you made some bad choices in the past and there have been times when you’ve over-relied on your credit cards. You’ve also pushed off good investment opportunities because you didn’t know enough.
You promise yourself that things will be better when you get that next promotion, bonus, or raise – while secretly wishing that your relationship with money was better today.
But you don’t know how to fix things – and it’s not your fault.
Money is taboo and financial education isn’t mainstream [even though it should be]. As a result, those in the know get richer, while everyone else stays trapped with disempowering money stories that drain our wealth and limit our financial potential.
It’s not fair, which is why WE’re changing that.
It’s true that securing your financial future forms a critical component of any financial plan, but investments and retirement planning are just the tip of the iceberg. Wealth-creation is as much about what you do with your money TODAY as it is about the decisions you make for your future.
So if you’re a millennial who wants to feel incredible about your money NOW and inspired about the possibilities for your future, WE can help.
Wealth Enhancers guides millennials [just like you] to feel more peaceful, purposeful, and powerful.
We’re here to help you turn money into security, achieved goals, and the lifestyle YOU want to live… because that’s what money is really for.
If you want to be freer, happier, and wealthier, it’s time to reject the outdated paradigm that protects money as a status symbol. It’s time to say goodbye to the money blocks and scarcity mindset that keep you from your life’s vision. It’s time to let go of the beliefs around money that steal your self-esteem and confidence.
In the new world, people will see money for what it really is… a resource to live your life YOUR way. And that’s when the magic happens.
Best of all, you can be one of the first to create this powerful relationship with money that holds the potential to transform your life.
Keep reading to discover how…
Here’s a taste of the magic WE can create together
Here’s a taste of the magic you can create as a WE member
Our mission is to guide you to a place where you feel good about your life now and excited about future possibilities. A state where money is a source of freedom and possibilities instead of stress and scarcity. And a state where money is no longer wrapped up in your self-esteem or status. Instead, it’s a resource that you feel confident creating – so you can live the vision you have for your life.
You create this level of financial freedom, confidence, and independence through the following FIVE steps:
Step 1 – CLARITY
1. Understand your existing cash flow. Do you get to the end of the month and wonder where your money went? Do you look at your bank accounts and wonder what you’ve got to show for all the money you’ve earned? We’ll help you pull back the curtain and figure out where every dollar is hiding!
2. Quantify your current net worth – you can’t move forward without a robust understanding of your current situation. We’ll help you create an accurate balance sheet so you know exactly where you stand.
Step 2 – VISIONING
3. Design your dream life. Money is just any other resource [like time and energy], which can be transformed into the life you want. WE’ll help you get clear on what you want to create and ensure your vision aligns with your goals and values.
4. Leverage your age advantage. As a millennial, you have decades of earning potential ahead of you. When it comes to investing or intentionally building the wealth you need to achieve bigger and bigger goals, this is the millennial advantage. WE’re here to ensure you don’t waste that advantage or get left behind.
Step 3 – PLANNING
5. Budget your income. If you don’t tell your money where to go, you won’t know where it went. WE’ll help you create a monthly budget that covers your needs and wants AND creates a surplus. [Because as you’ll soon discover, a surplus is where the wealth-creation magic can really happen].
6. Maximize your superannuation. Retirement is decades away and with all the changes in the world right now, who knows what life will look like 40+ years from now! That said, your superannuation is one of the most tax efficient ways to create a wealth pot for your 60s [and beyond]. Get your strategy right now, and you’ll have to invest less to create the equivalent money pot as someone starting older than you.
7. Eliminate financial fear. Life isn’t secure because circumstances change. If you rely on your monthly income to fund your lifestyle, you’ll always be living with an element of financial fear. What could happen if your income dried up? WE’ll help you build your Get Out Of Jail [GOOJ] account over time so you create enough funds to cover 3-6 month’s worth of expenses. The peace of mind wrapped up in your GOOJ is priceless. Have that emergency fund ready – just in case – and if the worst does happen, you won’t be worried about money. Instead, you can invest all your energy into figuring out what next.
8. Advise you what to do with every dollar of a windfall. From an inheritance, to a bonus, pay rise, or tax rebate, WE’ll help you maximise your wealth-creation potential by ensuring you allocate extra dollars in the right direction.
9. Investment advice. Discover which investments are right for you given your vision, intentions, and goals. Bonds, shares, index funds – you name it! WE’ll help you better understand how the markets work so you can make investment decisions confidently. We’ll also help you revisit these investments whenever the markets or your situation changes.
10. Buy or rent? Given your goals and personal circumstances, WE can help you decide if buying a or renting is the right strategy for you.
11. Go travel. Your travel plans might be on hold right now, but that doesn’t mean you can’t budget for the future from today. We’ll show you how to get saving – so your bucket list becomes a reality.
Step 4 – ACTION
12. Automate your monthly outgoings. WE’ll set you up so all your monthly bills get paid on autopilot without you having to do a thing. Imagine the stress and time you’ll save knowing all your financial commitments are taken care of – even while you sleep!
13. Spend in real-time. Credit cards make it so easy to spend money. If you’re not intentional, you can spend more than you wanted [meaning there’s less money available for what’s really important.]. WE’ll empower you with a strategy to cut up your credit cards so you can start spending in real-time. You’ll love the feeling of knowing exactly where you stand.
14. Eliminate any guilt or fear you feel about spending by setting you up with a personal spending account and exploring what it means to send intentionally.
15. Protect your lifestyle. Those worst case scenarios aren’t nice to think about. But what if you got ill or you couldn’t work? From life insurance to critical illness cover and income protection, WE’ll ensure your lifestyle is protected as much as possible. It’s invaluable peace of mind.
Step 5 – ACCOUNTABILITY
16. Money talk! Talking about your fears, concerns, aspirations, and goals around money is a wealth-creation strategy in itself. Talking without limits about money empowers you to feel good about money. It’s what your WE coaches are here to help you do.
17. Make good financial decisions. You may have a robust plan, but circumstances change and new opportunities come up. Your coach will help you navigate opportunities so you feel confident about your choice.
18. Achieve your goals. Wealth-creation is about the actions you take and the decisions you make every day. WE’ll keep you accountable to your financial goals – so you’re more likely to hit them.
19. Find your people. The WE members’ only community is full of incredible people who’ll inspire you to achieve your goals and live your life YOUR way. You know what they say… success breeds success.
Is WE Membership right for you?
Money is the thread that flows through EVERYTHING. We might wish that wasn’t the truth, but wishing doesn’t change the reality. Your relationship with money influences everything from your self-worth, to your buying decisions, the way you interact with others, and the dreams you believe are possible for your life.
If you’re ready to feel freer, happier, and wealthier and you’re:
- A millennial
- Earning an income of $70k+
- Ready to take control of your finances, transform your relationship with money, and build the wealth you need to live your life YOUR way
WE Membership could be a good match for you.
WE don’t work with everyone [because not everyone is ready for the transformative results we offer]. But if you’re ambitious, passionate about living life to the full, and you’re fed up of money being the thing that gets in your way, this could be the investment you’ve been waiting for.
To learn more about membership, book your Membership Discovery Call. There’s no obligation and it’s the perfect way to make the right decision for you.
Disclaimer: all information contained within this article is of a general nature and should not be relied upon when making financial decisions. Please consult a professional financial advisor or planner (like us!) before acting.