What’s the difference between getting a financial adviser and finance forum comments?

WE financial coaches are at it again, busting some financial advice myths.


Christine Dang, Garry Millburn and Rebecca Pritchard discuss the difference between getting a financial adviser and finance forum comments.


“Most people on money forums have different opinions, and those opinions usually come from their personal experience (as opposed to strict financial education required to be an adviser, and experience based on other clients).

Furthermore, what those commenters want their future to look like might be very different to what you want yours to look like. So, what might work for them with their money, might not work for you.

Would you follow the same strategy as someone in their 60s if you’re in your 20s?  Umm, nooo…! And rightly so.

An adviser’s advice will come from experience with many people – at WE, this sits in the thousands.”

– Christine Dang



“I like to think about it in a sporting and cycling sense.

I know how to train, and I know how to do well in a competition, but there’s an added motivation and accountability when working with a coach.

You’ll always give that little extra because you know someone is there, looking over your shoulder.”

– Garry Millburn




  “The difference between an adviser and looking online is the difference between reading a manual, and then jumping into the cockpit and flying the plane!

 Or perhaps watching a YouTube workout video and actually sweating it out yourself.

If you have any questions, you’re fucked. If it hurts, you’re fucked.

And if you forget something, you lose momentum and might just give up – or crash the plane and die!

Having a sounding board is so important, helping you with your confidence and resilience.
Also, speaking to someone to get tailored advice is critical. You’re probably not exactly the same as the person in the YT video (or maybe your plane is a different model to the manual!).”

– Rebecca Pritchard


To chat with any of our Financial Coaches about your finances and your life, book in a Free Strategy Session.


Disclaimer: all information contained within this article is of a general nature. Do not rely upon it when making financial decisions. Please consult a professional financial advisor or planner (like us!) before acting.