Jumping off the deep end
*Article by Financial Coach Rebecca Pritchard
I recently took a significant leap forward on one of my long-term goals and purchased a country property.
My husband and I went exploring random streets in our favourite area, thinking ahead to our future life. When we came across a ‘For Sale’ sign, we called the agent and decided to make the move to buy it.
It was an ambitious and gutsy step, as it was about two years ahead of my schedule to buy.
After being so public with manifesting this goal, I was surprised that I felt gun-shy about both doing it, and sharing the achievement with family and friends.
Part of this was because I was terrified at taking such a big step financially and taking on such a big responsibility.
It was a leap of faith.
Shaking off the nerves
I’ve spent some time questioning myself about why I was so nervous, and why I decided to move forward anyway.
That queasy feeling in my stomach comes from the responsibility of looking after the finances of our household.
I’m a full-time finance coach to millennials, so it’s natural that Mr. Pritchard relies on me to have sound financial judgement and to steer us in the right direction.
But what if I make a mistake? Stretch us too thin? Don’t go hard enough and therefore miss out on opportunities?
These thoughts raced in my mind as I weighed up getting our dream house against the risks.
Building up the courage
My courage to proceed came from two different sources.
Firstly, I have my own financial adviser and coach. Having a sounding board to know that I wasn’t delusional, I wasn’t leading us astray, and yes, we could make this work, was critical.
Secondly, I have confidence in my financial resilience. I often talk about financial resilience with my members, and this was the first time I’ve really felt my own tested.
What this means is that I’m confident in my ability to continue to earn money in the future, and I’m confident that I’ve got a plan A, B, C and so on to deal with any unexpected impacts of this decision when they come.
I manifested buying a country house into fruition, and now I’m manifesting that one day I’ll look back on this moment and think “oh you were so worried, isn’t that cute”.
I’m also making peace with knowing there’s no right or wrong in this space, we can never look back and know with certainty “if only we’d taken this course, this is how it would have worked out”.
We cannot view that parallel universe, and I find that comforting.
What leap are you looking to take in 2019? If you need help building up the courage, reach out for a chat!